Can You Get Dental Implants With Insurance?
If you're someone who has done their fair share of research, you might have already found that dental implants can be quite an expensive procedure. However, you might have also found that it is the highest treatment recommendation by dentists for tooth replacement.
One of the best ways to prepare yourself for this type of investment is to get educated on how dental insurance can cover the costs. Read on to know more about how you can do just that.
Does Insurance Cover My Dental Implants?
When looking for the right kind of insurance coverage for you, be sure to look for dental coverage that includes these types of restorative procedures. In many cases, dental insurance companies would rather cover preventative procedures rather than post (or reactive) procedures. This means the procedures of dental implants may need to be broken down into separate sessions to see if your insurance will at least partially cover bits of each procedure. Example; Was there an extraction involved? Was there a bone graft procedure involved? Etc.
Dental implants themselves CAN very well be insured. The best way of doing this is ensuring that you have dental health care that is smart for your needs, as well as your wallet.
Understanding Your Dental Implants Insurance:
Here is a list of terms every patient should familiarize themselves with when examining their dental insurance plans.
- Deductible: This is the amount of money that the patient must pay the insurance company before enjoying its benefits
- Coinsurance: This is that amount of finances paid by the insurance company for your benefits
- Exclusions: This comprises of all those treatments whose costs are not covered under your insurance policy
What is the average cost of getting dental implants with insurance?
The purpose of dental insurance is the hope that part, if not all of the dental costs are covered. Patients want to be able to pay the least amount of expenses from out of pocket as possible.
There are plenty of aspects that play a role in determining just how much your dental implants insurance will cost you. There are different versions of your dental care plans that could vary the amount you will pay out of pocket. In short, likely the more you pay monthly for your dental insurance, the less you'll likely pay out of pocket should the dental issues arise.
What are the benefits of getting your dental implants insured?
Many insurance policies will likely cover approximately 50-80% of the overall cost of the surgery. It's important to be well versed in the procedure of your dental implants insurance so as to avoid sudden unnecessary charges.
Although it is a sometimes complicated, often time-consuming procedure, the dental implantation technique has tremendous benefits. It is one of the most sought-after treatments of all tooth replacement options. There can be no better way to make the procedure a little more enjoyable than by knowing at least part of the costs are covered by your dental insurance.
If you have any further questions about whether or not your insurance company will cover your dental procedure, you can go over your plans with your dental office to be sure. Your dental professional will be happy to break down the costs and explain what will and will not be covered by your insurance.
Interested in scheduling an appointment with Renaissance Dental Center to consult on dental implants? Contact us here!
Renaissance Dental Center is conveniently located in Raleigh, NC and services surrounding areas including Cary, Apex, Wake Forest, and Garner.
Wanting to read more about dental implants? Read about Frequently Asked Questions.